We've partnered with Fundwise Capital LLC and they offer various funding options for startups and small businesses in the United States.

Here is a quick overview of their finance program:

1) Startup Funding

Unsecured credit, personal and business
0% interest for 9 to 18 months
Term loans starting at 7% APR

Required:
650+ Credit Score

Terms:
$15K to $150K
Revolving, no terms
Term loans 3 years

2) Business Funding

Business term loan
Business line of credit
Most industries

Required:
575+ Credit Score
$10K+ / mo avg. sales during past 6 months
1 year in business
6 months recent bank statements

Terms:
$50K to $250K
Revolving line of credit
Term loans 6 months to 3 years

3) Professional License Funding

Term loans for licensed professionals in medical and a few other professional industries
Low interest
Long terms

Required:
Professional license (Medical, CPA, Attorney, Insurance, Real Estate)
670+ Credit Score
$75K annual income
Income and license verification

Terms:
$50K to $250K
Term loans up to 12 years

4) SBA

Low interest long term loans for buying or expanding a business or commercial real estate

Required:
650+ Credit Score

Terms:
$100K to $10 Million
Term loans up to 25 years

5) Real Estate Investor Financing

For house flipping, buy and hold new construction
All must be residential

Required:
600+ Credit Score
Info on desired property purchase
Must have EIN
Non owner occupied

Terms:
$75K to $2.2 Million
12 month interest only, 9 months rolled in
100% financing on rehab

6) Sub-prime Business Funding

For business owners needing funding who have lower credit scores or need much higher amounts

Required:
450+ Credit Score
$5K+/ mo in business revenue

Terms:
$5K to $50 million
Various options

Please refer to our LinkedIn or Facebook business page Funding Made Easy for our contact information.

You will be asked questions regarding your business status and credit history.

You will then be asked permission for Fundwise to pull a credit report from Experian (this is a soft pull and will not affect your credit report).

There is a pre-approval process: a 650+ FICO score.

✅650+ Credit Scores

If you qualify with a 650+ FICO score, your first main point of contact will be with a Funding Specialist.

The Funding Specialist will call within 24 hours. They will go over the application and ask a few questions to pre-qualify you.

If you are looking for more than 50k in funding the Fundwise team will ask for a copy of your last two pay stubs (W-2) or your last two years of tax returns (if self-employed).

This is a free, no obligation pre-approval process.

If you are eligible to receive funding, you will be scheduled for a free consultation with a Senior Funding Advisor.

✅Below 650 Credit Scores -

You will receive an email with an update of why you have failed at this time ( please have check the spam folder for these emails).

You will be asked if you have a credit partner or someone else that can apply for funding that may qualify to help you receive funding.

If you cannot get funding, you will be referred to a credit repair program, which will walk you through the process of how to improve your credit score with the goal of becoming eligible for funding.

Upon qualifying, your second main point of contact will be speaking with a Senior Funding Advisor.

They will discuss the best funding options for your growing business.

Potential funding options include:
- 0% Interest on loans
- Revolving credit
- Traditional loans
- Term loans
- SBA (include guidelines for qualification)
- No secured funding
- Business working capital loans
- Business line of credits

The third main point of contact will be with funding managers.

They will walk you through the process of applying to the right banks and leveraging your credit for the best interest rates possible.

This is the bread and butter of Fundwise Capital; the team checks bank rates, interest rate deals, and credit trends on a daily basis to help you secure the cheapest money to grow your business. Upon completing this process, you will typically receive funding in 14-21 days.

The benefits does not end at your initial funding.

The team can be a continual resource for you to consult with on how to best utilize your funding, minimize interest, cash out, and optimize business entity and credits.